Property Funding That Moves at Deal Speed
Acquisition finance, refurbishment capital and operational funding for investors, developers and property managers who move faster than the banks.
- ✓ Soft search only — no impact on your credit score
- ✓ Money in your account in about 24 hours
- ✓ Compare lenders with one application
2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Property Investment & Management Funding
Property moves at the speed of opportunity — a property comes to market, several offers land within days, and the deal goes to whoever can complete fastest. Traditional bank finance, with its 45–90 day underwriting timeline, leaves serious investors uncompetitive in hot markets. You need capital that can commit quickly, fund reliably and bridge the gap until long-term finance is in place.
Granton Hale Capital serves property investors, developers and management companies who need capital velocity to match deal velocity. Whether you're acquiring a value-add block of flats, funding a refurbishment-and-sale, or covering operating costs across a portfolio, we structure funding around property cash-flow mechanics — including delayed rental income, refurbishment timelines and seasonal letting patterns.
Our property clients range from operators running 10-unit portfolios to buyers acquiring commercial premises. We assess deals on property value, ARV (after-repair value), rental income potential and operator experience rather than the exhaustive documentation that traditional commercial lenders demand — and we check active UK limited companies against Companies House to speed things along.
The funding gaps we close.
Slow Traditional Finance
Bank commercial loans take 45–90 days to complete. In competitive markets, sellers want 21–30 day completions. The gap between bank timeline and deal timeline costs investors acquisitions they'd otherwise win.
Refurbishment Capital Needs
Value-add properties need £40K–£500K+ of refurbishment before they can be refinanced or sold at target value. Mainstream lenders won't fund works on properties they consider unmortgageable.
Portfolio Operating Expenses
Managing multiple properties creates variable cash-flow demands: emergency repairs, void-period costs, business rates and insurance premiums don't arrive on a predictable schedule.
Bridging Finance Gaps
The period between acquisition and permanent finance — or between purchase and sale on a flip — can last 3–12 months. Carrying costs (mortgage, insurance, utilities, council tax) accumulate daily during this period.
Funding built for your work.
Acquisition finance for blocks of flats, mixed-use, retail and commercial property with bridging terms of 6–24 months.
Structured finance for refurbishments, portfolio refinancing and expansion of property management operations.
Operational funding for property management companies to cover maintenance, tenant improvements and seasonal cash-flow gaps.
Revolving credit for managing variable expenses across a portfolio — draw funds for repairs and repay as rental income arrives.
Your funding in three steps
Apply online
- 60-second form, plain questions
- Soft search only — no score impact
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Secure bridging finance to complete on investment properties within 2–3 weeks, beating competitors still waiting on bank approvals.
Finance the refurbishment of value-add properties — kitchens, bathrooms, flooring, services — to increase rental income and value before refinancing.
Manage cash-flow timing across multiple properties for emergency repairs, seasonal maintenance and void-period costs.
Invest in property management software, hire maintenance staff or open a regional office to manage a growing portfolio efficiently.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Do you fund refurbishment-and-sale (flip) projects?+
Yes. We provide bridging finance for refurb-and-sell investors, covering both acquisition and works costs. We assess the purchase price, refurbishment budget and ARV (after-repair value) to size funding. Experienced developers with a track record of completed projects qualify for the best terms.
02Can I get funding for a block-of-flats acquisition?+
Yes. We fund multi-unit acquisitions from a two-flat conversion to 100+ unit blocks. Bridging finance typically covers 70–80% of the purchase price, with terms of 6–24 months to allow time for stabilisation and permanent finance.
03What if I need capital for my property management company specifically?+
We provide working capital and revolving facilities specifically for property management operations — covering maintenance, seasonal costs and growth investment. These are assessed on your management-fee revenue and portfolio size, separate from any individual property finance.
04How quickly can you complete on a bridging loan?+
Bridging decisions are typically made within 24 hours of receiving complete documentation. Funds can be released in as little as 3–7 working days, depending on title, valuation and property-specific due diligence.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online