Growth Funding for Professional Service Firms
Hire talent, invest in technology and scale operations without waiting for client invoices to clear.
- ✓ Soft search only — no impact on your credit score
- ✓ Money in your account in about 24 hours
- ✓ Compare lenders with one application
2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Professional Services Funding
Professional service firms — accountancy practices, marketing agencies, consultancies, law firms, recruitment agencies and engineering firms — share a common challenge: their primary asset is talent, and talent is expensive. Growth means hiring before revenue catches up, investing in systems before efficiency gains land, and extending credit to clients who pay on 30–60 day terms while covering payroll every month.
Granton Hale Capital works with service firms across every professional discipline. We assess your business on client retention rates, average engagement size, contract backlog and revenue per employee — the metrics that actually predict a service firm's financial health. A firm with 90%+ client retention and £75K+ in recurring monthly billings is a strong candidate regardless of how the balance sheet looks during a hiring ramp. An initial soft search keeps your credit score untouched.
Our professional services clients use funding to make key hires ahead of revenue growth, invest in practice management software, open new offices and smooth the cash-flow gaps created by large-client payment cycles. We structure repayment around your billing cycle so capital deployment aligns with when you actually collect revenue.
The funding gaps we close.
Hiring Ahead of Revenue
Growing a service firm means hiring people before revenue fully supports their cost. New employees take 2–6 months to become fully productive and bill at target utilisation, creating a capital gap during every growth phase.
Client Payment Delays
Enterprise and public-sector clients routinely pay on 45 to 90 day terms. A single delayed payment from a major client can create a cash-flow crisis when payroll falls due each month.
Technology and Systems Investment
Modern service firms need practice management software, CRM systems, collaboration tools and cyber-security infrastructure. These investments are essential for competitiveness but don't generate revenue directly.
Revenue Concentration Risk
Many service firms derive 40–60% of revenue from their top three clients. Losing a single major client can threaten the whole operation, making diversification essential — but diversification requires investment in business development.
Funding built for your work.
Bridge the gap between hiring costs and revenue, cover payroll during client payment delays and fund business development.
Revolving credit for managing payroll timing, covering project costs before client reimbursement and handling variable expenses across engagements.
Structured finance for office fit-outs, practice acquisitions and major technology investment.
Convert outstanding invoices from creditworthy clients into immediate cash without waiting 30–90 days for payment terms to clear.
Your funding in three steps
Apply online
- 60-second form, plain questions
- Soft search only — no score impact
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Fund senior hires, recruitment fees and the ramp-up period before new employees reach full billing capacity.
Deploy CRM, practice management, project tracking and collaboration tools to improve utilisation and client service.
Cover lease deposits, fit-out costs and initial staffing for a satellite office in a new market.
Use invoice finance or working capital to cover payroll and expenses while waiting for large-client payments.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01What types of professional service firms do you fund?+
We fund accountancy and chartered practices, marketing and advertising agencies, IT consultancies, management consultancies, recruitment agencies, engineering firms, architecture practices, law firms and other B2B service providers. If your firm bills clients for professional expertise, we likely work with your sector.
02Can I use funding specifically to hire new employees?+
Absolutely. Funding new hires is one of the most common use cases for professional service firms. We understand that service firms grow by adding billable headcount, and we structure funding to cover the 2–6 month ramp-up before new employees reach full utilisation.
03How does invoice finance work for professional services?+
You submit outstanding invoices from creditworthy clients and receive 85–95% of the invoice value within 24–48 hours. When your client pays the full amount, we remit the remaining balance minus a small fee. You choose which invoices to fund — it's not all-or-nothing.
04Do you work with firms that have public-sector contracts?+
Yes. Public-sector contracts, with their long payment cycles (often 60 to 90+ day terms), are particularly well-suited to our working capital and invoice finance solutions. We assess the creditworthiness of the public body and the contract terms as part of underwriting.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online