Renovate properties, manage seasonal cash flow, and invest in guest experiences that drive occupancy and ADR.



2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.


We fund the business on its revenue — not your possessions.

Repayment follows your actual sales — strong months pay more, slow months ease up.

Most owners see offers the same day and money within ~24 hours of signing.
Hospitality businesses are capital-intensive operations where guest experience directly drives revenue. A dated lobby, worn-out rooms, or ageing heating and ventilation systems don't just reduce guest satisfaction — they lower your star ratings, decrease ADR (average daily rate), and push bookings to competitors on OTA platforms where every half-star matters. Yet hotel renovations and brand-standard refurbishments require significant capital that seasonal revenue patterns make difficult to accumulate.
Granton Hale Capital works with independent hotel operators, boutique properties, guesthouse and B&B owners, and hospitality groups managing multiple locations. We evaluate your business based on occupancy rates, ADR trends, RevPAR, and OTA ranking data — the hospitality-specific metrics that predict revenue. A property running 65%+ occupancy with an ADR uptrend is a strong candidate, even during an off-season cash-flow trough. A soft search means checking your eligibility won't affect your credit score.
Our hospitality clients use funding for room renovations, lobby and common-area upgrades, heating and air-conditioning replacements, technology investments (PMS systems, keyless entry, guest WiFi), and working capital to manage the seasonal gap between peak and off-peak revenue.
Hotels in leisure markets can see occupancy swing from 90%+ in peak season to 30–40% off-peak. Fixed costs — mortgage, insurance, staffing, utilities, business rates — don't decrease proportionally, creating 3–5 months of cash-flow strain annually.
Brand-affiliated hotels face mandatory refurbishment cycles every 5–7 years, often costing £300K–£3M+. Even independent properties must invest in updates to maintain competitive star ratings on Booking.com, Tripadvisor, and Google.
Online travel agencies charge 15–25% commission on bookings that now represent 40–60% of reservations for many properties. These commissions compress margins and make it harder to generate capital internally for improvements.
Heating, ventilation, plumbing, roofing, and lifts in commercial properties degrade over time. A single heating-system replacement can cost £75K–£400K, and failure during peak season means lost revenue from uninhabitable rooms.
Structured financing for room renovations, brand-standard refurbishments, and major capital expenditure projects with terms of 2–7 years.
Bridge seasonal cash-flow gaps, cover payroll during off-peak months, and fund marketing pushes ahead of high season.
Finance heating and air-conditioning systems, commercial laundry equipment, kitchen appliances, PMS systems, and guest-facing technology upgrades.
Acquisition or refinancing capital for hotel properties, with terms structured around hospitality revenue patterns.



Update rooms with new furniture, fixtures, flooring, and bathrooms to increase star ratings, justify higher ADR, and improve guest review scores.
Fund brand-mandated refurbishments to maintain your franchise agreement and avoid losing brand affiliation.
Access working capital during off-peak months to cover fixed expenses, retain core staff, and prepare for the next high season.
Invest in property management systems, keyless room entry, high-speed WiFi, and other technology that modern guests expect and review platforms reward.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
We fund both. Independent properties, boutique hotels, guesthouses, B&Bs, and brand-affiliated hotels (Marriott, Hilton, IHG, Best Western, etc.) all qualify. For branded properties, we're familiar with the refurbishment requirements and franchise agreement terms that affect funding needs.
Yes. We evaluate your annual revenue pattern, not just current-month performance. Many hospitality clients apply during off-season specifically to fund renovations before high season begins. We structure repayment to account for seasonal occupancy patterns.
We fund renovation projects from £75K room refreshes to £3M+ full property overhauls. For larger projects, we can structure phased funding releases tied to construction milestones so you're not paying interest on capital that hasn't been deployed yet.
It depends on the funding product and amount. Equipment financing is secured by the equipment. Working capital products are typically unsecured, and most deals need no personal guarantee. For larger term loans and commercial property financing, a charge on the property may be required. We'll discuss security requirements before you commit to any product.