Growth Capital for Healthcare Providers
Fund practice expansions, medical equipment, and operational needs without the weeks-long wait of traditional healthcare lenders.
- ✓ Soft search only — no impact on your credit score
- ✓ Money in your account in about 24 hours
- ✓ Compare lenders with one application
2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Healthcare & Medical Practice Funding
Healthcare practices face a unique financial challenge: insurer reimbursement cycles of 30–90+ days create persistent cash-flow gaps, while the cost of medical equipment, premises upgrades, and skilled staff continues to rise. Whether you run a dental practice, private GP or urgent-care clinic, physiotherapy centre, or specialist medical clinic, the gap between providing care and receiving payment is the central funding challenge.
Granton Hale works with healthcare providers across the spectrum — from solo practitioners to multi-site group practices. We understand that a practice billing £150K per month to insurers and self-pay patients has strong underlying revenue even if cash on hand is tight. Our underwriting assesses your patient volume, payer mix, and collections history rather than relying solely on traditional credit metrics — and a soft search leaves no mark on your credit file.
Our healthcare clients use funding for everything from purchasing diagnostic imaging equipment and clinical-system upgrades to expanding into new service lines like remote consultations or adding clinical staff to reduce patient wait times. We structure repayment around your revenue cycle so cash flow stays healthy.
The funding gaps we close.
Insurer Reimbursement Delays
Private medical insurers and NHS contracts routinely take 30–90 days to process claims, with rejections and resubmissions extending timelines further. This creates a persistent cash-flow gap between care delivery and revenue collection.
High-Cost Medical Equipment
Diagnostic imaging machines, dental surgery fit-outs, surgical instruments, and rehabilitation equipment can cost £40K to £800K+ per unit. Outdated equipment limits the services you can offer and the patients you can attract.
Regulatory and Compliance Costs
GDPR compliance, CQC registration, clinical-system mandates, and professional registration create ongoing administrative expenses that don't directly generate revenue but are essential to operations.
Recruiting and Retaining Clinical Staff
Competition for nurses, hygienists, technicians, and doctors drives pay higher. Joining bonuses, competitive salaries, and benefits packages require capital that many practices struggle to fund from operations alone.
Funding built for your work.
Finance medical, dental, and diagnostic equipment with terms aligned to the asset's useful life — often 5–7 years for major medical devices.
Bridge insurer reimbursement delays and cover payroll, rent, and supplies while claims are processed and paid.
Structured financing for practice acquisitions, premises fit-outs, and multi-year expansion plans.
Maintain a flexible credit facility for managing cash-flow variability across different payer cycles and seasonal patient-volume changes.
Your funding in three steps
Apply online
- 60-second form, plain questions
- Soft search only — no score impact
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Finance X-ray machines, MRI units, dental chairs, ultrasound systems, or physiotherapy equipment to expand service capabilities.
Fund the fit-out, equipment, and initial staffing costs for a satellite clinic or new specialist practice.
Invest in electronic patient records, patient portals, remote-consultation platforms, and practice management software.
Fund recruitment, joining bonuses, and initial payroll for doctors, nurses, or technicians needed to reduce patient wait times and grow revenue.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Do you fund dental practices and specialist clinics?+
Yes. We fund dental practices, orthodontic clinics, dermatology clinics, chiropractic clinics, physiotherapy centres, urgent-care facilities, day-surgery units, and virtually every type of private healthcare practice.
02Can I get funded while waiting for insurer reimbursements?+
Absolutely. Bridging insurer reimbursement gaps is one of the most common reasons healthcare providers work with us. We assess your outstanding claims and collections history to determine appropriate funding amounts.
03Is medical equipment finance available for used equipment?+
Yes. We finance both new and pre-owned medical equipment. For used equipment, we assess the remaining useful life, manufacturer support status, and fair market value. Certified refurbished equipment from authorised dealers typically qualifies for the best terms.
04Do you require a personal guarantee for healthcare funding?+
Requirements vary by product and amount. Equipment finance is typically secured by the equipment itself, and most deals carry no personal guarantee. For working capital and lines of credit, a personal guarantee may be required, but we don't ask you to pledge personal property or investment accounts.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online