Non-Dilutive Growth Funding for Tech
Scale your SaaS or IT services business without diluting equity. Revenue-based finance and working capital built for recurring-revenue models.
- ✓ Soft search only — no impact on your credit score
- ✓ Money in your account in about 24 hours
- ✓ Compare lenders with one application
2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
SaaS & IT Services Funding
SaaS and IT services companies face a growth paradox: scaling requires significant upfront investment in engineering talent, infrastructure, and customer acquisition, but the revenue from each new customer arrives incrementally over months or years as recurring subscriptions. This mismatch between investment timing and revenue realisation forces founders into a difficult choice between slow, bootstrapped growth and dilutive equity financing from VCs.
Granton Hale Capital offers a third path: non-dilutive funding structured around recurring revenue. We underwrite based on your MRR/ARR, retention metrics, customer lifetime value, and revenue growth rate — the metrics that actually define a healthy SaaS business. We don't require profitability, and we don't take equity or board seats. Our capital is designed to be a growth accelerant, not a governance mechanism.
Our tech clients use funding to hire engineering and sales teams, invest in cloud infrastructure, fund marketing campaigns to reduce CAC, and bridge to the next ARR milestone. We structure repayment as a percentage of monthly revenue so your obligations scale with your business, not against it — available to most active UK limited companies, with no personal guarantee on most deals.
The funding gaps we close.
High Customer Acquisition Costs
SaaS CAC often equals 12–18 months of subscription revenue. You're essentially financing each customer upfront and recovering the investment over the contract lifetime — a model that requires capital to scale.
Engineering Talent Competition
Competitive salaries for senior developers range from £70K–£140K+. Building a product team of 5–10 engineers can require £700K+ annually in compensation alone, well before the product generates proportional revenue.
Infrastructure Scaling Costs
Cloud hosting (AWS, GCP, Azure), database costs, CDN, and DevOps tooling increase with customer count. Enterprise contracts may require SOC 2 compliance, dedicated environments, and 99.9% uptime — all of which cost money.
Equity Dilution Pressure
Traditional VC funding provides growth capital but at the cost of 15–30% equity per round, board seats, and liquidation preferences that can leave founders with minimal ownership after multiple rounds.
Funding built for your work.
Repay as a fixed percentage of monthly recurring revenue. Payments scale with your growth — no fixed monthly minimums that create cash-flow pressure during slower months.
Fund hiring, marketing, and operational expenses with short-term capital while building toward your next revenue milestone.
Structured financing for specific growth initiatives — major product launches, enterprise sales build-out, or market expansion — with predictable repayment schedules.
Flexible access to capital for managing variable expenses like contractor costs, conference sponsorships, and marketing experiments.
Your funding in three steps
Apply online
- 60-second form, plain questions
- Soft search only — no score impact
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Fund competitive offers for senior developers, product managers, and enterprise sales reps to accelerate product development and revenue growth.
Invest in paid acquisition, content marketing, and outbound sales programmes to grow MRR without waiting for organic traffic to compound.
Access capital to reach the £1M, £5M, or £10M ARR threshold that unlocks a better valuation for your next equity round — or removes the need for one entirely.
Fund SOC 2 certification, UK GDPR compliance, enterprise-grade hosting, and security infrastructure needed to close larger enterprise contracts.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Do you take equity or require board seats?+
No. Our funding is entirely non-dilutive. We don't take equity, warrants, board seats, or information rights. You maintain full ownership and control of your company. Our return comes from fixed repayment terms, not ownership.
02Can I get funded if my SaaS company isn't profitable yet?+
Yes. We don't require profitability. We underwrite based on MRR, revenue growth rate, net revenue retention, and customer quality. Many of our SaaS clients are pre-profit but growing revenue at 50–100%+ year-on-year with strong retention metrics. Checking your options is a soft search with no impact on your credit score.
03How is revenue-based finance different from a traditional loan?+
Instead of fixed monthly payments, you repay a small percentage of your monthly revenue. If MRR grows, you repay faster. If you have a slow month, payments decrease proportionally. There are no covenants, no board observer rights, and no equity conversion provisions.
04Can I use this alongside existing VC funding?+
Absolutely. Many of our clients use our capital alongside venture funding to extend runway, reduce dilution, or fund specific initiatives (like hiring a sales team) without using equity capital for operational expenses. We coordinate with your existing investors to ensure alignment.
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online