Why choose Granton Hale

High street banks take weeks. Online lenders cap out low. We do neither.

Faster than the high street. Higher limits than online lenders. More industries than both. One application, decisions in hours, finance up to £50M.

£25K–£50M · all industries · all credit profiles · 11 countries

98%Client satisfaction
2,400+Businesses served
6hAvg. decision time
11Countries
The Granton Hale difference

Built for businesses the banks overlook.

We designed every part of our process around what business owners actually need, not what's easiest for lenders. It shows in our 98% client satisfaction.

We fund industries others won't

Construction, haulage, restaurants, vehicle services, CBD, vape, industries that high street banks consider too risky are our speciality. We understand the cash-flow cycles that traditional lenders don't.

Your credit file doesn't define you

We look at business performance, not just a score on a credit file. Strong revenue, consistent deposits, and real trading activity matter more to us than a number on a credit report.

No personal guarantee required

Keep your personal assets separate from your business. We structure finance so your home, savings, and personal credit aren't on the line. Ever.

Decisions in hours, not weeks

Our average turnaround is 6 hours. Some decisions come in as fast as 3. When an opportunity or obligation won't wait, we move at the pace your business demands.

Up to £50M in one application

Whether you need £25K for a cash-flow gap or £50M for an acquisition, one simple application connects you with our wide network of capital providers to find your best match.

Global reach, 11 countries

Operating across the UK, Ireland, Germany, the Netherlands, Belgium, Spain, Denmark, Sweden, the US, Canada, and Australia. One platform, no borders.

Side-by-side comparison

How we stack up against the alternatives.

A transparent look at the differences between Granton Hale, high street banks, and online lenders. The numbers speak for themselves.

  • Decisions in as little as 3 hoursHigh street banks: 2–6 weeks · Online lenders: 3–7 working days
  • 30-second applicationHigh street banks: 30+ minutes · Online lenders: 15 minutes
  • All credit profiles welcomeHigh street banks: strong credit history required · Online lenders: minimum score thresholds
  • £25K–£50M finance rangeHigh street banks: £50K–£5M · Online lenders: £10K–£500K
  • Virtually all industries servedHigh street banks: limited and conservative · Online lenders: selective
  • No personal guaranteeHigh street banks: always required · Online lenders: usually required
  • No hard credit check, soft search onlyHigh street banks: yes · Online lenders: often
  • Minimal documentation, bank statements onlyHigh street banks: tax returns, accounts, business plan · Online lenders: bank statements + accounts
  • Typically no security requiredHigh street banks: usually · Online lenders: sometimes
  • Global reach across 11 countriesHigh street banks: domestic only · Online lenders: 1–2 countries
Real results

The difference in practice.

Here's what the Granton Hale experience actually looks like compared to what most business owners deal with.

One application, reviewed within hours

Instead of weeks of back-and-forth with a bank manager.

Approved on business revenue and performance

Instead of declined over an imperfect credit file.

No personal guarantee, no security over your home

Instead of asked to put your house up as security.

Funded, because we understand your industry

Instead of told your industry is 'too risky' to fund.

Access to up to £50M through our lender network

Instead of capped at £500K by online lenders.

Funded the same day, opportunity secured

Instead of lost the deal because finance took too long.

Industry coverage

We fund the industries other lenders won't.

While high street banks and traditional lenders shy away from "risky" industries, we embrace them. If your business generates revenue, we have a solution.

See all industries we fund →

  • Construction & Trades
  • Haulage & Logistics
  • Restaurants & Takeaways
  • Vehicle Repair & Garages
  • CBD & Wellness
  • Pubs, Bars & Nightlife
  • Vape & Tobacco
  • Healthcare & Medical
  • E-Commerce & Retail
  • SaaS & IT Services
  • Property & Lettings
  • Manufacturing
  • Hospitality & Hotels
  • Professional Services
  • Landscaping & Grounds Care
  • And many more
How it works

From application to funded in hours.

1

Apply in 30 seconds

Answer a few simple questions about your business. No documents needed upfront, no hard credit check. It's a soft search, so your credit file stays untouched.

≈ 30 seconds · no documents upfront
2

Get matched in hours

We analyse your business profile and match you with the best options from our extensive lender network. Average decision time: 6 hours.

avg. decision 6 hours
3

Receive your funds

Review transparent terms, sign digitally, and receive finance as fast as the same day. No hidden fees, no surprises.

same-day finance available

Learn more about our process →

Ready to see the difference for yourself?

Join 2,400+ businesses that chose faster, smarter finance. Apply in 30 seconds, no hard credit check, no obligation. £25K to £50M. All industries. All credit profiles. 11 countries.

Check your eligibility