How it works

30 seconds to apply. Hours to a decision. Same-day funding.

Every step is designed around what business owners actually need: speed, clarity and respect for your time. No paperwork avalanche. No credit-score anxiety. Just a straightforward path from application to capital.

Soft search only · no obligation · £25K to £50M

30sApplication time
6hAverage decision
Same dayFunding available
No impactOn your credit score
The process

From application to funded in three steps.

1

Tell us about your business

The application is deliberately simple: your industry, time trading, approximate monthly turnover, and how much funding you need. No accounts, no financial questionnaires, and a soft search only, so your score is never affected by checking your options.

≈ 30 seconds · no documents upfront
2

We review and match you

Real people, not a black-box algorithm, analyse your profile against our network of institutional capital providers and advocate for the best terms. We look at the full picture, from turnover and cash-flow patterns to trajectory, not just a credit score.

avg. decision 6 hours · fastest 3 hours
3

Review terms and get funded

You get a clear breakdown of every rate, fee and repayment detail in plain English before you commit. Sign digitally when ready, with no pressure and no deadline, and funds land directly in your business account, often the same day.

same-day funding available
Full transparency

What your approval includes.

The terms you see are the terms you get. No bait and switch, no fees that appear at completion. If anything changes, we tell you before you sign, not after.

  • Approved funding amount
  • Total cost of capital (factor rate or APR)
  • Repayment schedule and frequency
  • Term length
  • Any conditions or requirements
  • Expected funding date
The Granton Hale difference

This isn't how most lenders work.

We built our process to solve the problems business owners actually face when seeking capital.

One application, many lenders

Instead of applying separately to a dozen lenders, you complete one form. We match your business to the right capital provider from our curated network, with no repeated applications and no stacked hard searches.

No hard credit search

Checking your eligibility never affects your credit score. A hard search only happens if you choose to proceed with an offer, and only with your explicit consent.

Fully transparent terms

Before you commit, you see the total cost, the repayment schedule and every fee. No surprises buried in the small print. If something doesn't look right, walk away with zero obligation.

Real people, not just algorithms

Every application is reviewed by a real person who understands your sector. You get a dedicated funding adviser you can call, email or message at any point.

Common questions

Questions about the process.

Does checking my eligibility affect my credit score?

No. We use a soft search only. A hard search only ever happens if you decide to proceed with a specific offer, and only with your explicit consent.

What documents do I need to apply?

None upfront. The initial check needs only the basics: your industry, time trading, monthly turnover and the amount you're looking for. Supporting documents such as bank statements come later, only if you move forward.

How fast is a decision?

Our average decision time is 6 hours; some come through in as little as 3. You will never wait weeks wondering whether you've been approved.

Am I obliged to accept an offer?

Never. Review the terms, ask questions and compare options. If they don't work for you, walk away with zero obligation and no impact on your credit score.

View all frequently asked questions →

Ready to see what you qualify for?

Join 2,400+ business owners who chose a faster, more transparent route to funding. Check your eligibility in 30 seconds, with a soft search only and no obligation.

Start your application