Production Funding for UK Manufacturers
Finance machinery, raw materials, and facility expansions to increase production capacity and win larger contracts.
- ✓ Soft search only — no impact on your credit score
- ✓ Money in your account in about 24 hours
- ✓ Compare lenders with one application
2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Manufacturing Business Funding
Manufacturing businesses require constant capital reinvestment to remain competitive. Equipment wears out and must be replaced, raw material costs fluctuate and require bulk purchasing to maintain margins, and winning larger contracts often demands production capacity you don't yet have. Traditional bank lending for manufacturers can take 60–90 days and requires extensive financial documentation that pulls leadership away from running the operation.
Granton Hale Capital works with manufacturers across industries — from precision machining and metal fabrication to food production and consumer goods assembly. We evaluate your business based on production capacity, contract backlog, customer concentration, and revenue consistency. A manufacturer with £80K/month in recurring purchase orders has a strong, fundable business regardless of what traditional lending criteria suggest.
Our manufacturing clients use funding to purchase CNC machines, industrial equipment, and tooling; stock raw materials at volume discounts; expand production lines; and hire skilled operators to meet growing demand. We structure repayment around your production and payment cycles so capital deployment aligns with revenue generation — available to most active UK limited companies, often with no personal guarantee.
The funding gaps we close.
Long Production-to-Payment Cycles
Manufacturing a product takes days to weeks, and customers often pay on Net-30 to Net-60 terms after delivery. The total cycle from raw material purchase to cash collection can stretch 60–120 days.
Capital-Intensive Equipment Needs
Industrial equipment — CNC machines, injection moulders, production lines, forklifts — costs £80K to £1.5M+ per unit. Operating with outdated equipment reduces quality, increases waste, and limits the contracts you can bid on.
Raw Material Price Volatility
Steel, aluminium, resin, chemicals, and agricultural inputs fluctuate in price. Locking in favourable pricing requires bulk purchasing that ties up significant working capital.
Skilled Labour Shortages
Finding and retaining experienced machinists, welders, and production operators requires competitive wages and benefits. Training new employees takes months before they're fully productive, creating a cash drain during ramp-up.
Funding built for your work.
Finance CNC machines, industrial equipment, forklifts, and production line upgrades with terms matched to the equipment's productive life.
Fund raw material purchases, payroll, and operating expenses during the gap between production and customer payment.
Structured financing for facility expansions, production line additions, and major capital improvement projects.
Revolving credit for managing variable raw material costs and seasonal production demands without disrupting cash flow.
Your funding in three steps
Apply online
- 60-second form, plain questions
- Soft search only — no score impact
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Finance CNC machines, lathes, injection moulders, or packaging lines to increase output capacity and take on larger orders.
Lock in favourable pricing on steel, plastics, chemicals, or other inputs by purchasing in volume rather than ordering just-in-time at premium prices.
Fund warehouse expansion, additional production space, or refurbishment of existing facilities to accommodate new equipment or product lines.
Cover recruitment costs, competitive signing bonuses, and payroll during the training period for new machinists, welders, or production operators.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01What types of manufacturing equipment can I finance?+
We finance virtually all production equipment: CNC machines, lathes, mills, injection moulders, presses, welding equipment, packaging lines, forklifts, and material handling systems. Both new and used equipment qualify, and we work with any manufacturer or dealer.
02Can I get funded if my revenue is concentrated in a few large customers?+
Yes. Customer concentration is common in manufacturing and doesn't automatically disqualify you. We evaluate the strength and stability of your customer relationships, contract terms, and payment history. Diversification is ideal, but strong, long-term relationships with creditworthy buyers can be equally fundable.
03How do you evaluate a manufacturing business for funding?+
We look at monthly revenue, contract backlog, accounts receivable ageing, gross margins, equipment utilisation, and customer quality. We connect these data points to build a picture of your production capacity and revenue potential rather than relying solely on personal credit scores. Checking your options is a soft search with no impact on your credit file.
04Can I fund a facility expansion or fit-out?+
Yes. Facility expansions are a common use case. We can structure term loans for construction and fit-out costs, asset finance for new production lines, and working capital to cover the transition period while the new space comes online.
Related industries
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online