Over £1B arranged for small businesses

Capital for Registered Firearms Dealers

Inventory financing, range fit-outs and growth capital for RFDs and gun shops that can't get a fair hearing from high-street lenders.

  • Soft search only — no impact on your credit score
  • Money in your account in about 24 hours
  • Compare lenders with one application
still unsure? it's free to look.
2,400+ businesses fundedNo upfront fees • Free quote in minutes
£120,000 approved
Funded in 24 hours. Applied Tuesday, 9:02 AM.
Wire received — Wed 9:14 AM · Barclays Business ••6721
★★★★★

Two banks told me to come back next year. These guys had the money in my account by Thursday.

Tony M. — garage, Leeds
★★★★★

Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.

Lisa C. — salon owner, Manchester
★★★★★

Bought a second van right before our busy season. It paid for itself in two months.

Hector R. — landscaping, Glasgow
Start with a number

How much would actually help?

1 · Funding
2 · Business
3 · You
I need about
£250,000
£10K£5M
Owners asking for £250,000 typically see 4–6 offers — soft check only.
Why owners pick us

We build around your business.

£0

No collateral required

We fund the business on its revenue — not your possessions.

Flex

Pay when you can

Repayment follows your actual sales — strong months pay more, slow months ease up.

24h

Funded fast

Most owners see offers the same day and money within ~24 hours of signing.

Overview

Firearms Business Funding

Registered firearms dealers face a financial landscape most industries never encounter: high-street banks and payment processors have quietly withdrawn from the firearms trade, treating it as reputationally risky. Despite being a fully legal, tightly regulated industry — and despite UK shooting sports contributing more than £2 billion to the economy and supporting tens of thousands of jobs — RFDs routinely find their bank accounts closed, card processing terminated, and loan applications declined solely because of their industry classification.

Granton Hale Capital believes that legal businesses on the police firearms register deserve the same financial products as any other retailer. We fund RFDs — including gun shops, country-sports retailers, indoor and outdoor ranges, clay grounds, gunsmiths, and ammunition specialists. We assess your business on sales volume, inventory turnover and customer demand, not political considerations; for limited companies your Companies House record and trading history do the talking, and a soft search means checking your options never affects your credit score. Most facilities need no personal guarantee.

Our firearms clients use funding to buy inventory ahead of seasonal demand, build or refurbish ranges, upgrade the security required under their RFD conditions, and expand into adjacent services — tuition, gunsmithing, gun-fitting and Cerakote finishing — that increase revenue per customer.

Challenges

The funding gaps we close.

01

Banking and Payment Processing Discrimination

High-street banks and processors (Stripe, Square, PayPal) refuse to serve firearms businesses. Finding and keeping a bank account, card processing, and access to capital is a constant struggle unique to this trade.

02

Demand-Driven Inventory Surges

Firearms and ammunition demand spikes around the game and clay seasons and whenever firearms law is reviewed. Distributors require payment upfront or on short terms during busy periods — exactly when you need maximum stock to capture sales.

03

Range Construction and Maintenance Costs

Building or fitting out an indoor range costs £150K–£800K+ for ventilation, bullet traps, ballistic containment and sound attenuation. Running a range means ongoing HVAC maintenance and lead mitigation that create significant operating expenses.

04

Compliance and Security Requirements

Police-mandated security for RFDs (alarms, CCTV, secure cabinets and gun rooms to BS standards), record-keeping under the Firearms Act, and regular inspections create costs and administrative burden that other retailers don't face.

Solutions

Funding built for your work.

Working Capital

Fund inventory purchases during demand surges, cover operational expenses, and manage cash flow in a trade where banking access is unreliable.

Equipment Financing

Finance range ventilation systems, bullet traps, security and CCTV, display cabinets, and gunsmithing equipment.

Term Loans

Structured financing for range construction, shop fit-outs, and facility refurbishments.

Lines of Credit

Revolving credit for variable inventory purchasing — draw funds when distributor allocations become available and repay as stock sells.

The process

Your funding in three steps

1

Apply online

  • 60-second form, plain questions
  • Soft search only — no score impact
  • Bank-level encryption
2

Compare real offers

  • Every option, side by side
  • Same-day decisions
  • Free to look — no obligation
3

Get funded

  • Funded within ~24 hours
  • No hidden fees, ever
  • Built around your needs
Use cases

What owners do with it.

Stock Inventory for Demand Surges

Purchase firearms and ammunition from distributors when demand spikes — the game and clay seasons and firearms-law reviews create time-sensitive buying opportunities.

Build or Refurbish an Indoor Range

Fund the construction or upgrade of an indoor range, including ventilation, bullet traps and acoustic treatment — a high-margin revenue centre.

Upgrade Security to RFD Standards

Install or upgrade alarms, CCTV, secure cabinets and access control to meet the security conditions on your firearms registration.

Expand into Tuition and Services

Fund shooting tuition, gunsmithing, gun-fitting, Cerakote finishing and other services that increase revenue per customer.

Case studies

Owners just like you — funded.

Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.

FAQ

Fair questions, straight answers.

01Will you actually fund a firearms business? We've been turned away everywhere.+

Yes. We actively fund Registered Firearms Dealers, ranges, gunsmiths and firearms manufacturers. We don't discriminate against businesses based on their legal industry classification. A valid RFD registration and consistent revenue are the primary requirements — not whether you match some bank's internal policy.

02Do I need to be a Registered Firearms Dealer to apply?+

For firearms-specific funding, yes — we require a valid entry on the police firearms register (RFD). We verify your registration and compliance as part of underwriting. Country-sports retailers with a firearms department need the appropriate registration for their operations.

03Can I finance range construction?+

Yes. Range construction is one of the most common large-scale investments our firearms clients make. We can structure term loans to cover ventilation, bullet traps, ballistic containment, acoustic treatment and lane equipment. We understand the specialist nature of range work and don't treat it as a generic shop fit-out.

04How do demand surges affect my ability to get funded?+

Demand surges actually strengthen your application. Higher sales volume during peak periods demonstrates strong revenue potential. We recommend arranging a line of credit or working-capital facility before the next surge so you can deploy capital the moment distributor stock becomes available.

Built for British small business

See your numbers first. Then decide.

  • Pre-qualify in 60 seconds
  • No obligation, no pressure calls
  • Real people behind every file — 100% online
30 seconds — and it's free to look.