Auto Repair Funding to Upgrade Your Garage
Finance ramps, diagnostic equipment and workshop expansions with capital designed for the UK automotive service trade.
- ✓ Soft search only — no impact on your credit score
- ✓ Money in your account in about 24 hours
- ✓ Compare lenders with one application
2,400+ businesses fundedNo upfront fees • Free quote in minutesTwo banks told me to come back next year. These guys had the money in my account by Thursday.
Nobody ran a hard search, nobody played games. The offer they showed me is the offer I got.
Bought a second van right before our busy season. It paid for itself in two months.
How much would actually help?
We build around your business.
No collateral required
We fund the business on its revenue — not your possessions.
Pay when you can
Repayment follows your actual sales — strong months pay more, slow months ease up.
Funded fast
Most owners see offers the same day and money within ~24 hours of signing.
Auto Repair & Auto Services Funding
Auto repair garages are the backbone of local transport, but running one profitably means continuous investment in technology, equipment and skilled technicians. Modern vehicles demand computerised diagnostics, ADAS calibration tools and EV-specific equipment that didn't exist a decade ago. Garages that don't invest in these capabilities lose customers to franchised dealers and national chains that can afford to stay current.
Granton Hale Capital understands the auto service business. We fund independent garages, multi-ramp workshops, tyre dealers, transmission specialists and accident-repair centres. Our underwriting looks at your repair-order volume, average invoice value and customer return rate — metrics that directly reflect the health of an automotive service business. A garage averaging 25 repair orders per week at £350+ per job has strong, fundable revenue, and we'll usually confirm eligibility with a soft search that doesn't affect your credit score.
Our auto repair clients use funding to install new ramps and alignment rigs, upgrade diagnostic equipment for newer models, expand into additional service bays, stock parts inventory and recruit IMI-qualified technicians in a competitive labour market.
The funding gaps we close.
Rapid Technology Changes
ADAS calibration, hybrid/EV service tools and advanced diagnostic systems cost £8K–£80K+ each. Garages that can't diagnose and repair modern vehicles lose customers to competitors and franchised dealers who can.
Parts Inventory Capital Requirements
Stocking commonly needed parts (brakes, filters, fluids, sensors) cuts customer waiting times and improves margins versus ordering per-job. But holding adequate inventory ties up £15K–£80K+ in capital.
Technician Recruitment and Retention
Experienced IMI-qualified technicians command £30K–£50K+ a year. The trade faces a chronic shortage — competing for talent requires competitive pay, modern equipment and sometimes sign-on bonuses.
Workshop Limitations
A garage with four ramps can only service so many vehicles a day. Adding ramps, expanding floor space or relocating to a larger workshop requires capital that day-to-day operations rarely generate fast enough.
Funding built for your work.
Finance ramps, alignment machines, diagnostic tools, tyre changers, spray booths and other workshop equipment with terms matched to useful life.
Fund parts inventory, payroll, marketing and operational expenses during growth phases or seasonal volume swings.
Structured finance for workshop expansions, relocations or major refurbishment projects.
Flexible credit for managing variable parts purchasing costs and covering expenses during quieter periods.
Your funding in three steps
Apply online
- 60-second form, plain questions
- Soft search only — no score impact
- Bank-level encryption
Compare real offers
- Every option, side by side
- Same-day decisions
- Free to look — no obligation
Get funded
- Funded within ~24 hours
- No hidden fees, ever
- Built around your needs
What owners do with it.
Add two-post or four-post ramps, alignment rigs and wheel balancers to increase daily vehicle throughput.
Buy ADAS calibration systems, advanced scan tools and EV-specific service equipment to handle modern vehicles.
Add service bays, expand your waiting area or relocate to a larger workshop to meet growing demand.
Fund competitive pay packages and sign-on bonuses to attract IMI-qualified technicians in a tight labour market.
Owners just like you — funded.
Real businesses, real outcomes. Names and details changed for privacy — the numbers are typical of funded files.
Fair questions, straight answers.
01Can I finance specific workshop equipment like ramps and alignment machines?+
Yes. We finance all major workshop equipment including ramps (two-post, four-post, scissor), alignment machines, tyre changers, balancers, diagnostic scan tools, ADAS calibration systems, spray booths and jig systems. Both new and used equipment qualify.
02Do you work with accident-repair centres and bodyshops?+
Yes. We fund accident-repair centres, bodyshops, paintless dent removal and auto glass businesses. These have specific equipment needs (jigs, spray booths, welding equipment) that we're familiar with and regularly finance.
03How do you assess an auto repair garage for funding?+
We look at your monthly repair-order count, average invoice value, customer retention rate and overall monthly revenue. We also consider your garage's reputation (Google reviews, IMI accreditation) and the competitive landscape in your area.
04Can I use funding to stock parts inventory?+
Absolutely. Holding an in-house inventory of high-turnover parts (brakes, filters, belts, fluids, common sensors) improves turnaround and margins. We provide working capital specifically suited to building and maintaining parts inventory.
Related industries
See your numbers first. Then decide.
- ✓ Pre-qualify in 60 seconds
- ✓ No obligation, no pressure calls
- ✓ Real people behind every file — 100% online